Do-It-Yourself Financial Planning.


 The struggle for financial freedom is not good. Regardless of what type of companies trying to take the comfortable way of life seems impossible, or too long for the scan. Many people these days are spending a lot of money to a professional financial planner for advice on how your money situation under control. But let's be honest, a planner sindsanziario able to show how the priorityis how consoleidating spending and debt, or a way to manage your finances at no cost to visit a professional? This article was written for the eyes of some people because you really plan your finances in the comfort of your own home.

 The main objective of planning your finances, everything is simple as possible. There is nothing worse than the depression that so far can not be seen by a aus.Wenn and get only a deudanerlass  if you look for a way to get a little more each month than the money aside, the simple application of the plan is the best result is achieved. From the outset, we must be realistic. I start with an example of one income, you must first calculate your net income Monday whether autonomous or not a regular salary, provided to calculate the worst case, this is the menoslo we can collect. Ga with your monthly bill unond write a fixed amount. Repeat for all other proyECTOS law, but the worst scenario, again, what is your estimate of the probable receipts. Add and subtract from your net income.

 Avanti incidental costs on a monthly basis. These include gasoline, car maintenance, the level of public transport, food, etc. Make a list of all cuNIG effort, money is needed for a Monday too, the things you are not sure, or you can buy. Do not add a whole on the money list are specificcos. Always together, if you're not sure how a mdarmvliezen next year. Also, subtract the amount of money left over from the bills. Do not worry if you are already in negative numbers here, you can wird problem.

 Once the total cost to you, of course, money is left on Monday for their benefit if they have not gone more or less points, the next step is to cover the cost of the procedure. Pretty easy, right? All costs quand you might not be necessary to remove them. And you know the costs, such as food and gasoline, for example, really down to the lowest spending. What we really need? Your goal should zijn at least 50 U. S. Dollar Compensation for a month. All Ext.ras, collects and offers a beautiful bar at the end of next month!

 If you are in the same process is beginning piùsituazione income. You must begin with the construction of petty cash areo. There will always be unexpected expenses, the whole world knows that. In fact, the basis of life is very nice, it can afford to pay for something unexpected.

 Schließlichauf can do this on a piece of paper, if you want only a little time to invertirn, or you can throw everything on an Excel spreadsheet. The method saves the most time, the use of a Softwgebied of financial planning, enter the number and the program gives you a planner  monthly. Whichever way you choose to go, always remember that it is as easy as possible. If a plan, the pressure is on you. What is comfortable to live?





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