Personal Finance - How can your monthly expenses ?

Everyone has the basis of the needs of daily life. No form of fixed costs, but with a series of budget, can you good money for the practice. If the problem of debt, a good practice on the control of costs and budgeting can contribute enough money to pay his debt and that the bankruptcy. Of course, their goal, vousd could be a very simple incision.

This article contains ane list with a few ideas on how to reduce costs. While reading this article, you can create your own ideas for spending cuts.

Means money >

1st The number of credit cards

For many people, the possession of a credit card is the life and the people are 5-10 cards. It is so easy to pay with a credit card vielSie and your budget. Although the completion of all credit cards is not possible for many people, inMay the number of credit cards in his hand.

2nd Questions about a lower interest rate credit card

One large group of consumers in a study to find out how easy it is to a lower rate of credit cards. Overall, seven percent (57%) of those who merely asked to submit their credit card company etdemandeZinssatz lower instantly.Gettingsu a credit card to reduce the interest rate depends on several factors. Normally wiabout the bank approves your application, if the following conditions:

• Do you have a good credit rating - that does not mean the end to pay on your credit rating and a pointing device credit cards
• you do not have an income of guilt and does not require large quantitéVotre credit card
• not only to the minimum monthly payment
• They have an excellent payment history with that creditor
• Kreditkarte is not who is known as "sub-prime", which means that no insurance or credit card only for those who have poor credit.
  
  If you ask and at a lower interest rate, the motivation must be based on the argument that it mériteNon because you are a good customer or you'll get the best credit card offers other banks.

  
  

  3rd Always buy classic clothing

  FAD clothes come and go so fast and are in vogue after wzieka classic season.Instead purchase of clothing in good quality can not be five years from now, if you have not yet been exhausted by then. This will help you, the frequency of buying new clothes.

  4th Get to know your budget food

  According to some studies, people who do not know how much to spend for shopping mesveinte time, the avant-garde of the debt that they know exactly how much you need for every Monday on the diet for many of the moneyby the following:

  Stop eating out
  • - prepare dinner at home is much less costly than the meals that you pay to get someone Preparer.

    
    

  • not buy what they do not need - good examples are soft drinks, candy and sweet snacks. In order to improve their health and reduce the cost of medical treatment in connection with the dental and fattening your portfolio.
  • You the best price in the Vergelightest supermarkets - I am the nearest supermarket only because it is convenient. Leadership than a mile or two on the road can be more than $ 50 per week of food.
    
    5th Find voiturevoisins

    
    

    If your neighbors in the vicinity of your business, car, it can for the fuel and transport costs.

    Contents >

    Above are just some ideas for their monthly expenditure and sitting in your own list. They are  surprised by the will of your monthly expenses, you'll notice that most costs can be reduced or eliminated. And you can find the money to pay their debts.